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How To Pay Us And Be Protected

Check out money saving expert re section 75 click here

Small section taken from there website:

A trick to help – pay the deposit by credit card and you're covered The law's specific on this, you get the protection for the whole cost of an item or service, even if you only pay for a part of it on credit. The only condition is that what you're buying costs more than £100 and less than £30,000. Therefore if you want protection… As long as it costs more than £100, pay for even a fraction on a credit card and you're protected.

Here's a Section 75 deposit-only success story to give you some inspiration...

I ordered and paid £15,991 in full for a new car but before I took delivery, the trader went into liquidation.

Thankfully I had paid the first £100 deposit on my Barclaycard credit card. So I made a Section 75 claim. It took six months, but this week I received a credit to my card of the whole amount, just from having paid the first £100 on my card. And a success story that ended up with the Ombudsman and proves that persistence pays off...

Linda Marriott and her husband had bought a £22,400 kitchen, and following this guide paid £200 as a deposit on a credit card for extra protection. When the firm went bust, they asked the card firm for all the cash back from their credit card – as they were due – but it said no. In the end they went to the Financial Ombudsman. It ordered the card to pay out the full whack, plus 8% statutory interest, plus £200 extra for 'inconvenience caused'. For inspiration see Linda's full I got £23k back story.

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Posted on 6th July 2017 at 12:26 PM

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